Further information
Further information on the main homebuy schemes
The main source of information on homebuy schemes is the Government department responsible for homebuy and affordable housing: the Homes and Communities Agency (HCA). The HCA has provided a set of PDF documents with further details on the various homebuy schemes that you can download at the following links:
Further information on shared ownership
Share to buy, the parent company offering this website, is a specialist brokerage for shared ownership mortgages. The following links to their main site, sharetobuy.com, will provide you with further assistance in obtaining a shared ownership mortgage for a homebuy scheme such as new build homebuy or HomeBuy Direct.
- Shared ownership mortgage calculator: for new build homebuy and resales (i.e. part buy / part rent) this calculator uses special software to estimate not only whether you should be able to pass affordability rules for shared ownership, but also takes today’s real-time mortgage rates to tell you how much it might cost. Ideal starting point for research into shared ownership mortgages.
- Shared ownership agreement in principle: many housing associations require you to have a shared ownership mortgage agreed in principle so that they can offer you a property and Share to buy provide a straightforward 'no cost, no obligation' application in order to obtain your mortgage in principle. If you pass, you can then proceed to a full application when the housing association offers you the property.
Further information on shared ownership properties
Share to buy offer the following further information for customers interested in further information on shared ownership properties for sale in their area.
Shared ownership mortgage calculator
Linked to daily updated mortgage rates.
Get a robust estimate of your borrowing potential and likely cost.
Share To Buy
We specialise in shared mortgages. With friends, family or a housing association. And we won't charge you a fee!
If you have any difficulties in making payments on your shared ownership mortgage, please contact your mortgage provider or housing association immediately.

